Senior Software Engineer – Java

About OLYV From SmartCoin to OLYV: Nurturing Aspirations, Powering Inclusion. OLYV is a next-generation fintech platform focused on enabling financial inclusion for self-employed micro-entrepreneurs, micro-merchants, and middle- and lower-income salaried individuals.

Conceived in 2017 as SmartCoin, OLYV has evolved into a broader financial platform offering solutions across credit, digital gold savings, credit health, and other financial products . With a strong technology and data-driven foundation, we leverage AI and ML to build scalable financial solutions for millions of users across India.

About The Role We are looking for a Senior Software Engineer – Java to join our engineering team and build scalable, reliable, and high-performance backend systems.

The ideal candidate will have strong hands-on expertise in Java, backend architecture, APIs, relational databases, performance optimization, and distributed systems . You will independently own technical components, contribute to architecture and design decisions, and work closely with engineering and product teams to deliver high-quality solutions.

Key Responsibilities

• Follow Agile methodologies and SDLC best practices, including coding standards, code reviews, source control management, and build processes.
• Independently design and develop Factories, APIs, and interfaces using Java.
• Build clean, maintainable, scalable, and production-ready backend services.
• Work extensively with ORM frameworks/tools such as Hibernate or Ebean.
• Design and optimize applications using MySQL/PostgreSQL, with a strong understanding of transactions, indexing, and query optimization.
• Identify and resolve performance bottlenecks through performance optimization, concurrency, and multithreading.
• Design solutions with scalability, reliability, maintainability, and operational efficiency in mind.
• Drive test coverage, code quality, and continuous delivery automation within the team.
• Contribute to the development of highly available and scalable distributed systems.
• Collaborate with product managers, engineers, and other stakeholders to understand requirements and translate them into robust technical solutions.
• Participate in technical design discussions, code reviews, and architecture decisions.
• Mentor junior engineers and contribute to engineering best practices across the team.

Technical Skills Must Have

• Strong hands-on experience with Java.
• Strong understanding of Object-Oriented Programming and software design principles.
• Experience independently designing and developing APIs, interfaces, and reusable components.
• Strong experience with Hibernate/Ebean or similar ORM tools.
• Good understanding of MySQL/PostgreSQL and relational database concepts.
• Strong understanding of transactions, indexing, and query optimization.
• Experience with performance optimization and multithreading.
• Good understanding of SDLC and Agile methodologies.
• Experience with code reviews, source control, build processes, and coding standards.
• Strong focus on automated testing and code quality.

Good to Have

• Experience with Kafka.
• Experience with BigQuery.
• Experience with Elasticsearch.
• Experience building highly available and scalable distributed systems.
• Experience with CI/CD and continuous delivery automation.
• Experience working in FinTech, Banking, Payments, or other high-scale consumer-facing products.

Preferred Qualifications

• 5–8 years of professional software development experience.
• Bachelor’s/Master’s degree in Computer Science, Mathematics, or a related technical field from a reputed institution.
• Strong problem-solving and analytical skills.
• Strong communication and collaboration skills.
• Ability to independently own technical problems and drive solutions from design to production.
• Strong mentoring and leadership skills with the ability to guide junior engineers.
• Comfortable working in a fast-paced, product-driven environment.

What We’re Looking For We are looking for an engineer who:

• Thinks beyond writing code and understands system scalability and business impact.
• Can independently take ownership of a problem from design → development → testing → deployment.
• Has strong fundamentals in Java, databases, APIs, and distributed systems.
• Is passionate about building reliable, high-performance systems.
• Takes ownership of engineering quality and cont…