Software Development Engineer 1 - Full Stack

🚀 We’re Hiring: Software Development Engineer 1 (SDE-1) at Atoa

About Atoa

At Atoa, we’re building a simpler and fairer way for businesses to get paid. We help UK businesses collect payments through Pay by Bank and cards—with lower fees, faster settlement, and less administrative work for finance teams.

Pay by Bank uses secure open banking technology, allowing customers to pay directly from their banking app. Based in East London, Atoa is an FCA-authorised payment institution with UK-based customer support.

Backed by leading investors and an experienced management team, we’re a lean, fast-moving fintech where engineers directly influence the product, architecture, and customer experience.

🌐 Learn more: www.paywithatoa.co.uk

Role: Software Development Engineer 1 (Full Stack)

Experience: Minimum 2 years

Location: Bengaluru, India (Work From Office)

Employment Type: Full-time

What You’ll Do

• Build and maintain scalable backend services and responsive frontend applications.
• Develop, test, deploy, and monitor production-ready features.
• Work closely with Product, Design, QA, and Engineering teams.
• Troubleshoot production issues and improve performance and reliability.
• Write clean, maintainable, and well-tested code.

What We’re Looking For

• Experience with Node.js, TypeScript, NestJS and REST APIs.
• Frontend experience with Vue.js, Nuxt.js, or a similar framework.
• Knowledge of SQL/NoSQL databases and Git.
• Familiarity with cloud platforms, Docker, CI/CD, and automated testing.
• Strong problem-solving, communication, and ownership skills.

Nice to Have

• Experience working in fintech, payments, or a startup environment.
• Experience with Flutter or cross-platform mobile development.
• Open-source contributions or personal projects demonstrating technical skills.
• Familiarity with AI-assisted development tools such as Cursor, Claude Code, or GitHub Copilot.

💡 Why Atoa?

Join a fast-growing fintech backed by world-class investors, with the opportunity to work on real-world problems and make an impact in global payments.