Software Engineer IV - Java Fullstack

Candescent is a forward-thinking technology company transforming how financial institutions deliver Intelligent Banking experiences. We unite digital banking, account opening, and branch solutions that power and connect digital banking, account opening, and branch solutions—creating seamless engagement across digital, remote, and in-person channels.

Our Experience-Led, Intelligence-Driven approach combines human-centered design with data, automation, and cloud-based innovation. Built on an API-first architecture, our extensible ecosystem enables institutions to adapt quickly, integrate easily, and unlock new opportunities for growth—turning every customer interaction into a moment of clarity, confidence, and connection.

Title : Software Engineer IV – Java Full Stack

Location: Bengaluru

Position Summary

We are seeking skilled Engineers passionate about delivering exceptional software experiences. As part of the Digital Banking team, this individual will design and build features that improve our clients’ customer experience, owning services end-to-end and collaborating closely with product managers and designers to create intuitive, impactful solutions.

The Engineer will simplify complex problems into scalable designs, uphold engineering best practices, and contribute to a culture of continuous improvement. Operating in a fast-paced Agile environment, they will consistently deliver high-quality, production-ready code and embrace continuous delivery. Ideal candidates are detail-oriented, driven to solve real problems, eager to learn, and committed to mentoring and excellence—striving for perfection while knowing when to ship.

Product Mission

Our mission is to deliver a leading, end-to-end consumer banking experience through a mobile-first, intuitive, and secure digital platform that enables financial institutions to personalize and scale services to meet their customers’ evolving needs

Product Vision

Our vision is to design and evolve a leading digital banking experience that simplifies financial tasks, empowers users with insights and control, and gives financial institutions the flexibility to launch, manage, and grow. With personalized experiences, a best-in-class feature set, and continuous innovation, we future-proof users through emerging technologies and ecosystem advancements.

Key Areas of Responsibility

• Implement features and deliver production-ready code
• Create technical documentation, system diagrams, and debugging reports
• Conduct performance optimizations and monitor key metrics

Product Strategy, Vision, and Planning

• Participate in agile planning events by providing technical insights and feasibility analysis
• Collaborate with Product Owners, Designers, and Engineers to translate business needs into features and technical solutions
• Offer input on technology enhancements, emerging tools, and product gaps to inform the roadmap and backlog
• Support definition of acceptance criteria to guide development and testing

Product Design and Development

• Design, develop, deploy, and maintain software solutions in an agile environment
• Write clean, scalable code aligned with best practices and engineering standards
• Collaborate with peers to implement user stories, resolve issues, and improve product functionality
• Engage in agile events such as daily scrums and product demos
• Create proof-of-concepts and run experiments to inform technical decisions
• Conduct peer code reviews for quality and knowledge sharing
• Continuously improve team processes and development workflows
• Stay current with emerging technologies, frameworks, and industry practices

Performance Measurement and Optimization

• Monitor delivery metrics such as lead time and deployment frequency
• Identify and implement improvements to enhance delivery efficiency

Basic Qualifications

Bachelor’s degree in computer science or equivalent, software engineering or proven work experience in related fields

9 + years of experience developing and designing software applications using Java

• API First Mindset
• Expert understanding of core computer science fundamentals including data structures, algorithms, and concurrent programming
• Expert in analyzing, designing, implementing and troubleshooting software solutions for highly transactional systems.
• Expert in OOAD and design principals, implementing micro services architecture using JEE, Spring, Spring Boot, Spring Cloud, NestJS, S…