Senior Software Engineer - Global KYC and Onboarding - Java

Company Description Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world’s money.

For everyone, everywhere. Job Description More about our mission and what we offer .

We are the Global KYC and Onboarding squad in the Servicing department and we have a mission: to enable teams at Wise to expand and fine-tune the business in a “config change” manner all across the globe, while remaining compliant and safe for the customers. There are three teams in the squad: Business Onboarding Verification, Personal Onboarding Verification and Wise Platform Verification (this is our B2B platform).

All of the teams are diverse, cross-functional groups passionate about solving complex problems with elegant solutions. We bring together backend and frontend engineers, mobile developers, designers, data analysts, and product managers who collaborate closely to deliver exceptional customer experiences. Our teams are responsible for the critical verification journeys that business and personal customers complete before using Wise’s products. We own the entire verification lifecycle – from document collection flows and automated review systems to agent tooling and compliance monitoring. We operate with high autonomy, make data-driven decisions, and celebrate both technical excellence and customer impact. As a team that touches both regulatory requirements and customer experience, we have unique opportunities to innovate in a space traditionally resistant to change.

By joining one of our teams, you’ll directly impact these customers by transforming a traditionally frustrating experience into one that’s fast, intuitive, and fair. Your code will help individuals and small businesses access global banking faster, enable entrepreneurs to pay international employees on time, and allow people like you and your teammates support their families across borders without friction. We’re not just building verification systems – we’re removing barriers that stand between our customers and their financial freedom.

We need like-minded engineers in all the teams in the squad, so we’ll use the interview process to discover where your unique skills shine brightest. Ultimately, we want to match you with the team that perfectly aligns with your experience and sets you up for success!

As a Senior Software Engineer, you will own large-sized, impactful projects within the domain. Your responsibilities span end-to-end:

• You will own the technical roadmap for your areas of ownership, ensuring they address important technical debt, reliability, scalability, and security concerns.
• You will be instrumental in designing and implementing robust backend systems that provide clean APIs and interfaces to hide the internal complexity.
• You will drive the integration with various risk and mitigation systems to ensure that Wise is compliant.
• You will take initiative to identify and solve impactful problems both within your team and beyond, contributing to high-impact cross-team initiatives.

What We Expect From You

• You have 4+ years of experience working with Java 8+, Spring framework, asynchronous message queues (e.g., Kafka, RabbitMQ), and have architected and built highly scalable microservices.
• A strong product mindset and a deep passion for both customer experience and regulatory compliance.
• You will prioritize work with a holistic view of the customer and business impact, making data-driven decisions to solve complex, ambiguous problems.
• Exceptional communication skills, with the ability to articulate complex technical and architectural concepts clearly to diverse audiences, including product managers, designers, and other engineering teams.
• You demonstrate a commitment to writing clean, testable, maintainable, and highly performant code, and you are a strong advocate for best coding practices and rigorous code reviews.
• Proven ability to identify and lead the technical delivery of large-scale, organisationally-complex projects, adept at anticipating and escalating organizational blockers.
• Extensive experienc…