Software Engineer III- Payments (Golang / AWS / Distributed Systems)

Job Description The Opportunity

We are looking for a Payments-focused Software Engineer with solid experience in Golang, cloud-native architectures, and distributed transaction processing. You will join a multi-disciplinary team responsible for designing, building, and operating highscale payment solutions that demand low latency, high availability, and strong consistency guarantees.

What You Will Do

• Design, develop, and maintain high-performance backend services for payment and transaction platforms using Golang
• Build and evolve distributed systems that process financial transactions with strong requirements for resiliency, consistency, and fault tolerance
• Develop cloud-native solutions on AWS, leveraging managed services to support scalability, security, and observability
• Implement and maintain Infrastructure as Code using Terraform
• Design, deploy, and operate services on Kubernetes (K8s) environments
• Build comprehensive test strategies, including unit tests, integration tests, and end-to-end tests, ensuring high reliability and confidence in releases
• Collaborate closely with Product, Architecture, Quality Engineering, SRE, and DevOps teams in agile environments
• Contribute to improving engineering standards related to performance, security, scalability, and operational excellence
• Participate in code reviews, incident analysis, and post-mortems, contributing to continuous improvement of payment systems
• Help shape the future of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later solutions

Essential Functions

• Translate complex business and technical requirements into clean, maintainable, and efficient code
• Actively contribute to system design decisions under minimal supervision
• Apply best practices for developing distributed, cloud-native services
• Debug and resolve issues across services, infrastructure, and environments using modern observability and troubleshooting tools
• Support the adoption of new technologies and architectural improvements within the Payments domain

This is a remote position. A remote position does not require job duties to be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.

Qualifications

Basic Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

• 2+ years of professional experience developing backend services using Golang in production environments
• Solid experience designing and maintaining distributed systems, preferably handling financial or transactional workloads
• Hands-on experience with AWS Cloud services, building and operating scalable, secure, and highly available applications(e.g., ECS/EKS, EC2, S3, DynamoDB, RDS, SQS/SNS, CloudWatch, etc.)
• Strong understanding of distributed transaction concepts, including consistency, fault tolerance, idempotency, and resiliency
• Proven experience creating and maintaining unit tests, integration tests, and automated test suites
• Practical experience with Infrastructure as Code (IaC) using Terraform
• Strong working knowledge of Kubernetes, containerized workloads, and orchestration concepts
• Experience working with CI/CD pipelines and modern DevOps practices
• Ability to collaborate effectively with cross-functional teams in Agile/Scrum environments
• Strong problem-solving skills and ability to debug issues across application and infrastructure layers
• Proficient in English for technical communication in a global environment
• Experience building high-throughput, low-latency systems
• Previous experience in payments, fintech, or financial services environments
• Familiarity with event-driven architectures, messaging systems, or asynchronous processing
• Experience with observability tools (metrics, logging, distributed tracing)
• Knowledge of cloud security best practices and payment system compliance standards
• Exposure to Site Reliability Engineering (SRE) practices and incident management

Personal Attributes

• Strong…