Senior Software Engineer - Open Banking

Job Description

Tink, delivering Open Banking Solutions as a part of Visa, is building an open banking platform that enables banks, fintech and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe US. Our solutions are ready-to-go products, each developed to solve specific problems and bring value to both businesses and their customers.

As part of the initiative, we are building Visas Open Banking engineering team in Bangaloredesigned from the ground up to be AI-first. Every engineer in this team will work in close collaboration with Generative AI agents as development companions, leveraging Visas extensive portfolio of AI models, tools, and experimentation platforms. This AI-augmented approach will supercharge every stage of the engineering lifecyclefrom solution design and code generation to testing, deployment, monitoring, and continual service improvementenabling us to deliver innovative, high-quality connectivity solutions at unprecedented speed and scale.

Role Overview:

As a Senior Software Engineer in this team, you will:

• Build high-performance, scalable APIs integrating with both documented and undocumented banking interfaces.
• Co-develop integrations / features side-by-side with GenAI agents to dramatically increase speed-to-market and code quality.
• Operate in a true DevOps modelowning build, deploy, and maintain responsibilities in the cloud.
• Continuously experiment with Visas rich portfolio of Generative AI models (transformers, LLMs, GANs, VAEs, multimodal models) and cutting-edge AI tools for production and innovation.
• Deliver new features on a rapid cadence (every few days) with end-to-end accountability.

What You Will Do:

AI-Powered Development:

• Partner with GenAI agents for code generation, refactoring, and automated testing.
• Experiment in Visas AI sandbox, where multiple GenAI models and frameworks are available for employee-driven innovation.
• Apply Generative AI models to API integration challenges, anomaly detection, and intelligent automation.

Open Banking Integrations:

• Build components integrating with banks APIs to aggregate and enrich consumer financial data.
• Handle high-load systems with stringent uptime requirements.
• Work with Visas Tink technologies stack: Java, Node.js, JavaScript, AWS, Kubernetes, Docker, SQL, Datadog and much more.

Cloud-Native DevOps:

• Own end-to-end delivery: design, build, deploy, monitor, and maintain services in AWS/Kubernetes/Docker environments.
• Implement CI/CD pipelines, infrastructure-as-code, and automated observability using Datadog and related tooling.
• Participate in on-call rotations to ensure high availability and operational excellence.

Collaboration Mentorship:

• Coach junior engineers, especially in leveraging AI engineering assistants.
• Contribute to AI-first engineering culturesharing learnings from model experimentation.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

We are looking for a Senior Software Engineer with experience of building innovative and scalable products. You understand the trade-offs of speed vs quality on technical decisions and look at problems from different angles. You also invest time in your own, and the team’s development to build up your overall knowledge.

We would like you to have:

• Bachelor degree in Computer Science or related field and at least 2-8 years of Software Development Experience.
• Extensive experience working with Java, Node.js and Javascript

Experience with Generative AI:

• Understanding of transformers, GANs, VAEs, and other generative architectures.
• Application of NLP, multimodal AI, and AI-powered developer tools in production systems.
• Practical exposure to prompt engineering and tooling orchestration for AI agents in enterprise environments, ensuring reproducibility and compliance.

Experience with cloud-native DevOps:

• AWS, Kubernetes, Docker, CI/CD pipelines, infrastructure-as-code
• Experience in agile product-centric environments with rapid iteration cycles.

Nice-to-have:

• Operational excellence incident response experience.
• Financial API integration experience.
• Experience mentoring engineers in AI-assisted develop…