Enterprise Money Movement Product Strategy Lead

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Segment Money Movement Product Strategy Lead will be responsible for driving the strategic evolution and optimization of money movement capabilities supporting revenue driving business lines. This role will maintain a holistic view of money movement journeys, platforms, channels, systems, rails, and operational processes across a customer segment to align stakeholders around strategic priorities and lead initiatives that modernize and enhance money movement capabilities. This role will coordinate and lead efforts from concept through implementation, ensuring successful delivery while maintaining a strong focus on client needs and business objectives.

The ideal candidate possesses deep expertise in payments and money movement, strong strategic and analytical capabilities, excellent communication skills, and the ability to build alignment across diverse stakeholder groups. This individual must be highly adaptable, execution-oriented, and comfortable operating within a complex environment where priorities, regulations, technologies, and client expectations continue to evolve.

Key Responsibilities

• Develop and maintain a comprehensive understanding of money movement journeys, channels, platforms, payment rails, systems, and operational processes across business lines for a selected customer segment (consumer, business, or institutional).
• Lead strategic initiatives designed to optimize money movement processes, technologies, platforms, and service delivery models.
• Partner closely with business line product owners, operations leaders, and experience teams to understand client needs, pain points, market expectations, and emerging opportunities.
• Work with technology and platform teams to evaluate solution options, understand dependencies, assess downstream impacts, and support successful implementation of change initiatives.
• Facilitate collaboration across business lines and corporate functions to align stakeholders around priorities, timelines, deliverables, and expected outcomes.
• Establish and manage project timelines, milestones, dependencies, and deliverables for assigned strategic initiatives.
• Monitor initiative progress, facilitate issue resolution, and help ensure successful execution and delivery of strategic objectives.
• Serve as a subject matter expert on money movement capabilities, the broader money movement ecosystem, and strategic goals across products and platforms for a selected customer segment.

Minimum Qualifications

• Bachelor’s degree or equivalent work experience.
• 5+ years of experience in payments, money movement, product strategy, product management, operations, consulting, financial services, or a related field.
• Deep knowledge of consumer, small business, or institutional payment systems, money movement processes, payment rails, channels, and client journeys.
• Strong understanding of payment ecosystems, transaction flows, and operational considerations related to consumer banking products and services.
• Excellent written, verbal, presentation, and facilitation skills.
• Strong analytical and problem-solving capabilities.

Preferred Qualifications

• 7+ years of experience in payments, money movement, retail banking, digital banking, treasury services, payment modernization, or related disciplines.
• Demonstrated experience leading complex cross-functional initiatives involving multiple stakeholder groups.
• Deep expertise in payment rails and capabilities, including debit and credit card, ACH, RTP, FedNow, bill pay, account-to-account transfers, digital wallets, and wires.
• Experience leading enterprise-wide transformation, modernization, or optimization initiatives.
• Knowledge of emerging payment technologies, real-time payments, embedded finance, open banking, agentic commerce and digital payment trends.
• Experience working with large-scale payment platforms, banking infrastructure, and operations…