Assistant Vice President OR Senior Underwriter - E&S Brokerage - Primary Casualty

The E&S General Liability Senior Underwriter OR AVP is responsible for underwriting new and renewal middle market accounts within an E&S/non-admitted environment. This role requires strong technical underwriting judgment, thoughtful risk selection, and the ability to structure coverage/terms to achieve profitable growth. The Senior Underwriter should have established wholesale broker relationships with individual brokerage offices. The Senior Underwriter will independently manage a renewal book, grow new business through select wholesale broker relationships, and provide mentorship and technical guidance to underwriting team members.

Essential Duties and Responsibilities

• Underwrite and manage a middle market GL portfolio including new business, renewals, and account stewardship to achieve profitability, retention, and growth objectives.
• Evaluate risk and exposure by analyzing operations, loss history, financials (as appropriate), coverage needs, and industry trends; determine suitability within company appetite.
• Develop coverage, pricing, and terms aligned with risk characteristics and rate adequacy; leverage deductibles/SIRs, endorsements, and coverage restrictions when needed to achieve appropriate risk-adjusted return.
• Structure and negotiate deals with wholesalers, including quote development, proposal presentation, counteroffers, and binding decisions within delegated authority.
• Oversee account lifecycle management , including:
  • underwriting file documentation (analysis, rationale, pricing support, referrals),
  • issuance coordination and policy review,
  • mid-term endorsements,
  • renewal strategy and execution,
  • collaboration with claims, loss control, and operations as applicable.
• Maintain excellent underwriting governance : ensure compliance with guidelines, regulatory/non-admitted requirements, documentation standards, and referral/authority protocols.
• Broker relationship management and marketing
  • manage a targeted group of wholesale brokers,
  • actively source and qualify middle market opportunities,
  • communicate underwriting appetite clearly and consistently,
  • differentiate through expertise, responsiveness, and creative problem solving—not price alone.
• Portfolio management
  • monitor aggregates, concentration, mix of business, and loss trends,
  • identify remediation actions on underperforming segments/accounts,
  • contribute to planning and forecasting efforts.
• Mentor and support junior underwriters
  • provide technical coaching, file guidance, and decision support,
  • participate in training, peer reviews, and knowledge sharing.
• Contribute to underwriting discipline and continuous improvement
  • assist in refining guidelines, workflows, tools, and product/coverage approach for middle market GL, support underwriting file audits/reviews and participate in system testing/enhancements as needed.

Required Education and/or Experience

• Bachelor’s degree required (or equivalent experience).
• 5+ years of General Liability underwriting experience , with demonstrated success underwriting E&S/non-admitted business.
• Experience underwriting middle market accounts with higher complexity (e.g., multi-location, multi-state, higher hazard classes, layered or manuscript coverage considerations, heavier loss history, complex operations).

Required Knowledge, Skills, and Abilities

• Strong technical knowledge of GL coverage, policy forms, exclusions/endorsements , and non-admitted market practices.
• Demonstrated ability to assess risk, analyze data, and make sound decisions with clear underwriting rationale.
• Strong command of pricing concepts and rate adequacy , including using terms/structure (not just price) to appropriately underwrite risk.
• Proven ability to build and maintain wholesale broker relationships and to generate profitable submissions.
• Excellent communication skills—able to explain decisions and coverage positions clearly to brokers and internal partners.
• Ability to work independently while collaborating effectively across underwriting, claims, loss control, and operations. Strong organizational skills and attention to detail; able to manage multiple accounts and deadlines in a fast-paced environment.

Preferred / Beneficial Qualifications

• Insurance designations (e.g., CPCU, AU, ARM, RPLU) preferred.
• Experience with specific middle market segmen…