Software Engineer III– Payments (Golang / AWS / Distributed Systems)

**About Us** Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

**Job Description** Visa’s Technology Organization is a global community of engineers, problem solvers, and innovators reshaping the future of commerce. We operate one of the world’s most sophisticated payment processing networks, capable of handling more than 65,000 secure transactions per second, connecting 80 million merchants, 15,000 financial institutions, and billions of consumers worldwide.

As part of our Payments Engineering teams, you will work on mission-critical, highly available, and distributed systems that power real-time payment authorization, transaction processing, and next-generation digital payment flows.

The Opportunity

We are looking for a Payments-focused Software Engineer with solid experience in Golang, cloud-native architectures, and distributed transaction processing. You will join a multi-disciplinary team responsible for designing, building, and operating high‑scale payment solutions that demand low latency, high availability, and strong consistency guarantees.

This role offers the opportunity to work deeply with modern cloud infrastructure, container orchestration, and automation, while directly impacting how digital payments work at a global scale.

What You Will Do

• Design, develop, and maintain high-performance backend services for payment and transaction platforms using Golang
• Build and evolve distributed systems that process financial transactions with strong requirements for resiliency, consistency, and fault tolerance
• Develop cloud-native solutions on AWS, leveraging managed services to support scalability, security, and observability
• Implement and maintain Infrastructure as Code using Terraform
• Design, deploy, and operate services on Kubernetes (K8s) environments
• Build comprehensive test strategies, including unit tests, integration tests, and end-to-end tests, ensuring high reliability and confidence in releases
• Collaborate closely with Product, Architecture, Quality Engineering, SRE, and DevOps teams in agile environments
• Contribute to improving engineering standards related to performance, security, scalability, and operational excellence
• Participate in code reviews, incident analysis, and post-mortems, contributing to continuous improvement of payment systems
• Help shape the future of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later solutions

Essential Functions

• Translate complex business and technical requirements into clean, maintainable, and efficient code
• Actively contribute to system design decisions under minimal supervision
• Apply best practices for developing distributed, cloud-native services
• Debug and resolve issues across services, infrastructure, and environments using modern observability and troubleshooting tools
• Support the adoption of new technologies and architectural improvements within the Payments domain

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.

**Qualifications** Basic Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications: 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

2+ years of professional experience developing backend services using Golang in production environments

Solid experience designing and maintaining distributed systems, prefera…