Product Owner - Commercial Consumer Payments- Optum Financial - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together. Optum Financial is a healthcare fintech leader focused on transforming how healthcare is financed and paid for. We deliver innovative payment, benefits, and financial solutions that help consumers, providers, employers, and health plans navigate the healthcare system more efficiently. Through modern technology, industry-leading financial products, and a commitment to improving affordability and access, Optum Financial is helping build a simpler, more connected healthcare experience for millions of people

The Product Owner is accountable for translating product strategy, customer and business needs, and roadmap priorities into clear, prioritized, and executable work for a dedicated Scrum Team. Working closely with the Product Manager, the Product Owner owns and continuously refines the backlog, defines features, user stories, and acceptance criteria, and makes timely product decisions that enable successful delivery.

This role serves as the primary product voice within the Scrum Team and partners with Engineering, UX, QA, Architecture, Operations, and other stakeholders throughout discovery, development, testing, release, and post-release validation. The Product Owner uses product knowledge, customer insight, data, and approved AI-enabled tools to improve product artifacts, accelerate delivery, and ensure the team delivers meaningful customer and business outcomes.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities

• Serve as the primary bridge between business requirements and Agile development teams, translating product strategy and customer needs into clear features, user stories, business rules, and acceptance criteria
• Support engineering teams throughout the entire software development lifecycle, clarifying evolving requirements, resolving ambiguities, and answering technical and operational questions during execution
• Analyze data using hands-on SQL querying and product metrics to uncover actionable insights, inform product decisions, validate system behaviors, and optimize backlog prioritization
• Own, manage, and continuously refine the Scrum Team backlog in alignment with product strategy, roadmap priorities, business goals, and technical dependencies
• Partner closely with Product Managers, Engineering, UX, QA, Architecture, and Operations to evaluate technical feasibility, clarify integration points, and ensure seamless delivery
• Set priorities for Scrum Team planning activities and actively participate in or lead Agile ceremonies, including sprint planning, backlog refinement, and sprint reviews
• Review and accept completed work on behalf of Product, confirming delivered capabilities meet agreed acceptance criteria, business intent, and quality standards
• Use enterprise-approved AI tools to streamline workflows, automate repetitive tasks, supplement product discovery, refine documentation, and accelerate delivery
• Identify business and customer needs that may benefit from intelligent automation or data-driven capabilities, collaborating with cross-functional teams to evaluate value and implementation feasibility
• Evaluate emerging trends to inform solution design, backlog management, and strategic innovation

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• 3+ years of experience as a Product Owner, Product Manager, or Business Analyst supporting software, platform, o…