Staff Software Developer, Capital

If you are looking for a career at a dynamic company with a people-first mindset and a deep culture of growth and autonomy, ACV is the right place for you! Competitive compensation packages and learning and development opportunities, ACV has what you need to advance to the next level in your career. We will continue to raise the bar every day by investing in our people and technology to help our customers succeed. We hire people who share our passion, bring innovative ideas to the table, and enjoy a collaborative atmosphere.

Who we are:

ACV is a technology company that has revolutionized how dealers buy and sell cars online. We are transforming the automotive industry. ACV Auctions Inc. (ACV), has applied innovation and user-designed, data driven applications and solutions. We are building the most trusted and efficient digital marketplace with data solutions for sourcing, selling and managing used vehicles with transparency and comprehensive insights that were once unimaginable. We are disruptors of the industry and we want you to join us on our journey. Our network of brands include ACV Auctions, ACV Transportation, ClearCar, MAX Digital and ACV Capital within its Marketplace Products, as well as, True360 and Data Services.

At ACV we focus on the Health, Physical, Financial, Social and Emotional Wellness of our Teammates and to support this we offer:

• Company Sponsored (paid) Healthcare, Dental, Vision, Life/AD&D, Short-Term and Long-Term Disability.
• Comprehensive additional optional benefits such Critical Illness and Supplemental Life/AD&D.
• All insurance benefits go into effect on your date of hire.
• Generous Parental Leave Top-Up Pay and Vacation Programs.
• Employee Stock Purchase Program with additional opportunities to earn stock in the company.
• Retirement planning through the Company’s RRSP.

What you will do:

We are seeking a talented and enthusiastic Staff Software Developer to join our growing team. In this role, you will design, develop, and maintain software applications that solve real-world problems and enhance our products. You will collaborate with cross-functional teams to deliver high-quality, scalable, and innovative solutions.

• Actively and consistently support all efforts to simplify and enhance the customer experience.
• Build on, establish, and document best practices and coding standards.
• Support product delivery teams by providing guidance on technical solutions when asked.
• Conduct code reviews, develop high-quality documentation, and build robust test suites.
• Own the overall performance of products and frameworks within a defined area of focus.
• Previous experience leading POCs or technical tool adoption initiatives.
• Provide technical support for multiple applications within the technology portfolio, including both code development and DevOps.
• Provide technical leadership, mentorship, and guidance to multiple teams, fostering a culture of continuous improvement and technical excellence.
• Be empowered to lead and complete software projects with minimal guidance from managers.
• Lead team discussions to define technical requirements for new and current products.
• Develop roadmaps and prioritize technical debt to effectively plan features and work.
• Respond-to and troubleshoot highly complex problems quickly, efficiently, and effectively.
• Mentor junior engineers.
• Other duties as assigned

What you will need:

• BS degree in Computer Science or a related technical discipline, or equivalent practical experience.
• Expert experience with Python.
• Expert experience with Distributed Systems Design and/or Event-Driven development.
• Expert experience and understanding of pyramid testing methodologies.
• Expert experience with build & deployment automation (CI/CD, GitHub Actions, Jenkins/TeamCity).
• Experience with AWS, SQL, and Pub/Sub patterns (Kafka).
• Expert experience with version control systems (Git).
• Expertise in architecting secure and scalable financial systems, with a deep understanding of data encryption, access controls, fraud detection, and regulatory compliance.
• Proven experience building and optimizing workflows for the loan origination lifecycle (e.g., application, credit assessment, funding, portfolio management).
• Hands-on experience with the integration of financial platforms, such as loan origination systems (LOS), ERPs, and servicing systems.
• Experience maintaining and extending an existing codebase, adapting to pre-e…